"...Kamala Harris has flooded the country with 25 million illegal aliens.”
This young punk is sure learning from the master.

America's strength has always been from flooding itself with immigrants.

We need to grow the middle class, increase small business opportunities, and improve education. That's a lot on our plate but doesn't preclude immigration. I lived through the collapse of the rust belt Triple Cities locally. Population collapse has a whole set of problems different than population spikes but maybe harder to get a handle on.

It was never "enough", but it was always necessary.

We've never been in any danger of drowning.

I noticed that when interest rates went up, my 401k bond market funds went into the toilet.  It seems there is an inverse correlation between the two that I don't fully understand.  But if you want to make up for the lower interest rates, look into a bond fund. They are less volatile than stocks and may be attractive in your stage of life.

I asked AI to explain why this is and received the following:

While it might seem counterintuitive, there's a simple reason why bond prices and interest rates move in opposite directions.Think of it like this: When interest rates rise, newly issued bonds offer a higher interest rate to attract investors. This makes older bonds with lower interest rates less attractive. To compete, the price of these older bonds must decrease.Here's a breakdown:
[list=1]
[*]Interest Rates Rise: The Federal Reserve increases interest rates to curb inflation or other economic factors.   
[*]New Bonds Become More Attractive: Investors can now get higher returns from newly issued bonds.
[*]Old Bonds Become Less Attractive: Existing bonds with lower interest rates are less appealing to investors.   
[*]Price Adjustment: To make older bonds more attractive, their prices must decrease.
[/list]
In essence, the value of a bond is inversely related to the interest rate available in the market. When interest rates rise, the value of existing bonds falls, and vice versa.    

The talking heads say it's also a good time to transfer some funds from savings accounts to fixed interest CDs if you have funds that can be tied up for at least 6 months (short term CD). It works like a savings account through the bank (is FDIC insured while bonds are not) and in exchange for committing funds for a period of time you not only get a slightly higher interest rate, you also lock in that interest rate for the selected term. That can be useful if you anticipate further interest rate cuts. Some banks have no minimum deposit requirement; however, big banks may require $500 - $1,000. The caveat is that you can lose all the interest if you have to withdraw before reaching the full term. Should be easy enough to see what your own bank has to offer. You can shop other banks for offers too.

No matter the interest rate or Bond Market, transfer any extra funds to the alcohol market.
Don't worry, be happy, when the 1% get done we'll all be in the toilet anyway.